Business and Commercial Insurance

Bridges International works hard for you to find best coverage in the business and commercial insurance market. As an independent insurance broker, we will shop on your behalf coverage with best values at a number of insurance companies.

It is not easy task to have proper coverage with competitive price. Business and commercial insurance markets change so quickly that novice brokers cannot follow. We are specialized in following types of insurance but not limited to. Please ask us any questions, we would be happy to get back to you. Here is a list of business and commercial insurance that we are good at working with.

Commercial General Liability Insurance

Commercial general liability insurance is core coverage of business and commercial insurance package. This protects your business against litigation due to bodily injury and property damage arising from your operations.

Commercial Property Insurance

Your business has properties especially buildings and other properties. Fire, flood, theft, vandalism, explosion or earthquake happens. Are your properties or business income is protected from all disasters or perils? This coverage is also important for your business.

Glass Breakage Insurance

Glass can be broken due to theft or vandalism. This coverage has low deductible and claim on this insurance would not affect your main policy.

Business Interruption (Income) Insurance

When your business has good income and profits, you should consider to protect profits and expenses in case your business operations are suspended due accidental events

Equipment Breakdown Insurance

Equipment is not only boilers and machineries, but other productive and non-productive equipment could cease accidently and result in financial loss. You need to be protected.

Cyber Liability Insurance

Information Technology (IT) advances and your business data or clients’ information should be protected. Cyber crime happens all the time. Are you ready against their attacks?

Contractors and Trades Insurance

Contractors and trades have own specific needs. Usually it would include commercial general liability and sometimes their property coverage.

Office and Retail Insurance

When you conduct your business by leasing or renting premises, the landlord usually requires business package insurance to its tenants. We are good at finding the package insurance in timely manner.

Professional (Errors and Omissions) Liability Insurance

You may make errors or omissions when you render services to customers or clients. You would like to be protected from lawsuits because of your possible errors and omissions. This insurance is to protect all professionals and service providers, including medical malpractice liability.

Directors and Officers Liability Insurance

Whether non-profit or profit organization of directors or officers, you would like to protect yourself from lawsuits arising from your wrongful acts. Without this insurance coverage, you would not stay confortable as a director or officer of any organizations, especially non-profit organization.

Cargo Insurance

Do you export or import goods from or to Canada? You need to protect financial loss cause by damage to your goods. We insure important goods for you.

Toronto Commercial Auto Insurance

It is hard to find good commercial auto insurance in Toronto, Ontario. We work with several underwriters to offer as best as possible coverage. We shop for you to provide sound and solid coverage to transfer your business risk arising from your business automobiles.

Event Liability Insurance

Wedding, concerts, festivals and any gathering or services may be required with liability insurance. Just fill out the application, we can provide you proper insurance coverage with reasonable price.

Small Business Insurance

Every small business is unique. We are specialized for small business insurance that would fit with your needs. Whether you are in solo operation or with 100 employees, we are here to set up best coverage for you.

Surety Bond

We are able to offer many different type of surety bonds that fit with your needs. Please let us know your requirement set by your obligees, such as governments, regulators or purchasers.