Small Business Insurance

Small Business Insurance

Whether you start business from home or rent a place to do business operations, you may consider risk management. If you are a sole proprietor, you have unlimited liability arising from your operations for property damage or bodily injury to third parties. Even if your business is incorporated, the corporation has liability risk. If you render professional services, you have professional (errors and omissions) liability. If you have business property it should be protected.

In order to minimize those risks and seek for a risk management, it is essential to have a proper insurance coverage for your business. Most of Insurance companies provide Insurance package for small businesses with following characteristics:

Property Coverage

- Building
- Business Contents
- Accounts Receivable
- Valuable Papers
- Electronic Data Processing Equipment coverage
- Equipment breakdown

Crime

- Employee Dishonesty
- Money and Securities

Business Income

Liability Coverage

- Commercial General Liability (Bodily Injury and Property Damage)
- Tenant Legal Liability
- Personal & Advertising Injury
- Products & Completed Operations Liability
- Medical Payments
- Employee benefits
- Non-Owned Auto Liability
- Professional Liability

Various optional coverage

- Equipment Breakdown
- Earthquake
- Sewer Backup usually included
- Flood usually included

Here are some of our lists of small businesses we insure.

- Accounting and Bookkeeping Services
- Associations and Non Profit Organizations
- Consultants and Professionals
- Commercial Real Estate
- Construction Trades and Builders
- Computers and Information Technologies
- Education Services
- Financial Services
- Food Services
- Hospitality Services
- Importers and Exporters
- Manufactures
- Medical and Paramedical Services
- Real Estate Investment
- Restaurants
- Retailers, Wholesales and Distributers
- Security Services
- Telecommunications
- Transportations
- And more….

Insurance Broking

Unlike direct insurers or insurance agents, we work for our clients to find best coverage from large insurance markets. Our comprehensive insurance package protects your business from various risks.

Please contact us by phone or e-mail for your inquiry.