** This insurance coverage is for Canadian Residents only.

*** Medical Questionnaire for those who would like to cover pre-existing conditions

Rates

Please check our rates below.

WHO CARES ABOUT TRAVEL INSURANCE?

WE DO. IN FACT IT’S EVERYTHING WE DO.

IDEAL FOR

• Travellers covered under a Canadian government health insurance plan
• Canadians of any age travelling for business or pleasure
• Canadians travelling within Canada, to the United States or around the world

WHY BUY TRAVEL INSURANCE?

When travelling outside of your home province, territory or country, your government health care plans don’t travel with you. Travel insurance from TIC bridges that gap in coverage to help you stay protected during a medical emergency. Be sure to carry travel insurance to safeguard your finances and enjoy a worry-free trip.

PROTECTION WHEREVER YOU GO

Whether you’re travelling for business or pleasure in Canada, to the United States or abroad, our Emergency Hospital & Medical plan can help protect you from unexpected travel events.

FEATURES AND BENEFITS

• 24/7 access to multi-lingual emergency assistance
• Save money on rates when you travel within Canada or internationally outside the USA
• Return once to your home province or territory with Trip-Break for single-trip plans
• Identity theft protection helps keep your personal information secure
• Assistance with lost or stolen travel documents
• Trip Cancellation & Interruption protection helps cover you if the unforeseen occurs before or during your trip
• Quick and easy application with no medical questionnaire required up to age 59

EMERGENCY HOSPITAL & MEDICAL PLANS

TIC’s plan rates are determined by a number of factors, including the plan you choose, your destination and the length of your trip.

U.S.A. Plan Includes worldwide destinations
Age (Years)	Daily Rate: 1-60 Days	61-365 Days
0 - 30	$2.31/Day	$2.38/Day
31 - 39	$2.54/Day	$2.65/Day
40 - 54	$2.60/Day	$2.70/Day
55 - 59	$3.28/Day	$3.28/Day
FAMILY 0 - 59	**	**
All prices are in Canadian Dollars Minimum premium 3 days per person with the minimum being $16 per policy. If you are age 60 or over please contact your broker for quotation.

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Non-U.S.A. Plan Includes worldwide destinations
Age	Daily Rate: 1-60 Days	61-365 Days
0 - 30	$2.08/Day	$2.14/Day
31 - 39	$2.28/Day	$2.38/Day
40 - 54	$2.33/Day	$2.43/Day
55 - 59	$2.91/Day	$2.91/Day
FAMILY 0 - 59	**	**
All prices are in Canadian Dollars Five days of transit through the USA is permitted. Minimum premium 3 days per person with the minimum being $16 per policy. If you are age 60 or over please contact your broker for quotation.

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CANADA-ONLY RATES Include destinations within Canada only and outside of insured’s province or territory of residence.
Age	Daily Rate: 1-60 Days	61-365 Days
0 - 30	$1.16/Day	$1.20/Day
31 - 39	$1.40/Day	$1.46/Day
40 - 54	$1.43/Day	$1.49/Day
55 - 59	$1.77/Day	$1.77/Day
FAMILY 0 - 59	**	**
All prices are in Canadian Dollars Minimum premium 3 days per person with the minimum being $16 per policy. If you are age 60 or over please contact your broker for quotation. **** Family includes the applicant, age 59 and under, the applicant’s spouse, age 59 and under, and dependent children. The premium for family coverage is calculated at two times the premium for the eldest adult family member age 59 and under.

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Basic Multi-trip Plan

Worldwide travel - annual premium

Choose your usual trip length

	Trip length in days
Age	8 Days	15 Days	35 Days
Age 0-39	$ 50	$ 75	$ 105
Age 40-59	$ 59	$ 90	$ 123
Family 0-59	**	**	**
All prices are in Canadian Dollars Premium rate is per year. If you are age 60 and over, please contact your broker for quotation.

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Select Multi-trip Plan

Worldwide travel for 8, 15, or 35-day trips – annual premium

Option #1 includes Emergency Hospital & Medical and Flight Accident

Option #2 includes Emergency Hospital & Medical, Flight Accident, $1,000 Trip Cancellation and $2,000 Interruption coverage

	8 days/trip	15 days/trip	35 days/trip
Option 1 – single	$84	$117	$147
Option 1 – family	**	**	**
Option 2 – single	$175	$229	$257
Option 2 – family	**	**	**
All prices are in Canadian Dollars Premium rate is per year. If you are age 60 and over, please contact your broker for quotation. ** Family includes the applicant, age 59 and under, the applicant’s spouse, age 59 and under, and dependent children. The premium for family coverage is calculated at two times the premium for the eldest adult family member age 59 and under.

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ELIGIBILITY, LIMITATIONS AND EXCLUSIONS

Travel insurance coverage is subject to eligibility, limitations and exclusions. For full details, please consult with your insurance broker or refer to the policy document.

Optional Plans

Taxes apply to some plans. Please call your agent for details.

Baggage

	Sum Insured
Days	$1,000/person	$1,500/person
1-5	$21	$26
6-10	$37	$52
11-18	$58	$74
19-35	$79	$100
36-60	$110	$147
61-365	$1.65*/day	$2.20*/day
All prices are in Canadian Dollars * add the 60 day premium to the daily rate for each additional day over 60 days.

Accidental Death & Disablement

Sum Insured	$25,000	$100,000	$250,000
Rate	$0.35	$1.30	$3.25
All prices are in Canadian Dollars Minimum premium per person: $16

Flight Accident

Sum Insured	$200,000	$500,000
Rate	$14.50	$29.10
All prices are in Canadian Dollars

Trip Interruption

Sum Insured	$800	$1,500	$2,000
Rate	$13.00	$19.00	$26.00
All prices are in Canadian Dollars

Rental Car Collision Protection

Sum Insured	Rate
$50,000	$13.00/Day
All prices are in Canadian Dollars Minimum premium per policy: $24 Does not provide coverage for any third party liability claims or personal accident claims.

Trip Cancellation

Trip cancellation and interruption rates are based on the total pre-paid cost of your trip. Please contact your broker for rate information.

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Important Notes