International Student Medical Insurance

Bridges International offers two types of International Students Insurance for those who are attending Canadian schools, colleges and universities. The coverage limits are both $2,000,000. These plans could be eligible for exemption of UHIP (University Health Insurance Plan) in Ontario.

TuGo Student Travel Insurance

Tugo formerly Travel Underwriters have contracts with direct billing clinics where you do not have pay emergency medical fees provided the medical charge is covered according to the policy wording.

Allianz International Student Insurance

Allianz International Student Insurance is affordable yet comprehensive. Students in Toronto area would be handy.

Here is a comparison chart.

Important Note: the coverage is subject to change without notice. Please read the policy wording carefully.
Plan Allianz International Student Insurance TuGo Student Travel Insurance
Eligibility Be a student, dependent child or the spouse of an eligible student. Be a student enrolled in a school within inside/outside Canada
Be a dependent child or the spouse of an eligible student.
In good health and know of no reason to seek medical consultation In good health and know of no reason to seek medical consultation
Must not have seen a physician or other registered medical practitioner since their arrival.
Sickness waiting 48 hours waiting period N/A
Coverage Limit $2,000,000 $2,000,000
Emergency Medical Treatment Emergency medical treatment for sickness or injury whether in-patient or out-patient care
Services of physician, surgeon, anesthetist, registered graduate nurse.
X-rays and laboratory services and rental of medical appliances
Emergency medical treatment for sickness or injury whether in-patient or out-patient care
Services of physician, surgeon, anesthetist, registered graduate nurse.
X-rays and laboratory services and rental of medical appliances
Professional Medical Services Maximum $600 for visits to licensed professional service providers. (Referral needed) Maximum $600 for visits to licensed professional service providers. (Referral needed)
Emergency Air Transportation Up to coverage limit(*1) Up to coverage limit(*1)
Prescription drugs Up to 30 days Up to 30days or $10,000
Follow-up visits Covered (*1) Maximum $3,000
Family Transportation Maximum $5,000 for transportation costs of one family member
Maximum $1,500 for meals and accommodation (*1)
Maximum $5,000 for transportation costs of one family member
Maximum $1,500 for meals and accommodation (*1)
Dental Maximum $5,000 for accident
Maximum $600 for immediate relief of acute dental pain
Maximum $5,000 for accident
Maximum $600 for immediate relief of acute dental pain
Repatriation Maximum $15,000
$5,000 for burial/cremation at place of death
Maximum $15,000
$5,000 for burial/cremation at place of death
Accident Death and Dismemberment Up to coverage limit Maximum $10,000
[Option] $25,000
Air Accident N/A [Option] $100,000
Maternity Maximum $1,000 (Standard Option, childbirth not covered) , $10,000 (Enhanced Option)
The expected delivery date must be more than 10 months after the effective date
*Please refer to the policy wordings for conditions
Maximum $25,000, excluding childbirth cost.
Pregnancy has to commence after effective date of coverage.
*Please refer to the policy wordings for conditions
Travel Worldwide Covered as long as majority of time is spent in country of study. (No coverage provided while in home country. Trips to the U.S. are limited to 30 days per period of coverage. ) Covered as long as majority of time is spent in country of study. (No coverage provided while in home country)

(*1)Subject to pre-approval by the insurance administrator

Affiliate plans are available for Schools and Student Placement Centres.