Disability Income Replacement Insurance
Contact Form of life insurance

Michael Etherington is a Certified Financial Planner, and Christine Etherington is a Financial Security Advisor with Etherington Financial Services. They help clients of Bridges International Insurance Services set up financial security by providing sound advice on life insurance, disability insurance and critical illness insurance throughout Vancouver, the Lower Mainland & Whistler area.

Providing exceptional personal service, Mike is a 3rd generation financial planner, and Christine is a 2nd generation financial advisor. They work with individuals, and business owners in the area of income protection due to injury or sickness, critical illness, and death.


Often times the workplace does not provide enough coverage so Mike and Christine can help you get personalized coverage to suit your individual needs. Having disability insurance not only replaces a portion of your income to help you with things such as making your mortgage payments, helping with medical expenses and care giver costs, it also gives you peace of mind protecting you and your loved ones.

Protecting yourself and your family is crucial and Etherington Financial Services will assist you in highlighting all your potential need areas to make sure you have the income replacement coverage you want to protect everything you've worked for.

*Accidents and illnesses are a fact of life. They could happen to anyone at any time. Did you know that:

  • 1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65.
  • The average length of a disability that lasts over 90 days is 2.9 year

*Source: Compiled by Canada Life based upon CIA 86-92 Aggregate Table & 1985 Commissioner’s Disability Table A (Experience Table)

The next step is applying for the insurance and then booking a time for a nurse to see you for a medical check. Once you complete the medical check up, they will work closely with the underwriting department and keep you posted as your application progresses towards being issued. Mike and Christine have many local references available upon request.

Etherington Financial Services is located in the Freedom 55 Financial office at Suite 1200 – 1111 West Georgia Street and the office hours are Monday through Friday from 7am to 5pm. Please send the contact form anytime and their assistant Kate would be happy to arrange an appointment.

We look forward to speaking with you soon!

Best regards,
Mike, Christine, and Kate
Etherington Financial Services Inc.


Contact Form of life insurance