Condominium Owner Insurance
You have equity in your condominium. Your assets should be protected from legal liability resulted in bodily injury to others or property damage of others due to your negligence. Just as you could be sued, if you hit someone in the eye with a golf ball while you play golf, or if you cause water damage downstairs while you own the condominium, you need to protect your properties in your condominium as well. Additional living expenses coverage would help you live somewhere else if your place becomes uninhabitable because of named perils, such as fire or may be water damage.
Wide varieties of condominium owner insurance packages are offered at our office. High-end super deluxe coverage is available for high valued contents condominium owners.
Tenant Insurance
When you rent an apartment or house, you are responsible for property damage of others. You could be sued, if you are found negligent for starting a fire or water leakage in your rented unit.縲You also want to protect your properties from perils, such as fire, theft and etc. Your landlord may ask you to have tenant insurance based on the lease or tenancy agreement.
We are ready to offer tenant insurance packages all at a competitive price.
Homeowner (detached house) Insurance
Your personal assets and building should be protected from numerous perils and law suits. Your building value (replacement cost) increases every year. Sometimes it costs more than $200 per square foot these days. We calculate your home窶冱 replacement cost value and offer competitive home owner package.
Your mortgagee requires homeowner insurance. We issue the insurance binder in timely manner.
Please note that the building replacement cost should be current. The quote is based on your assessment of the replacement cost, which the insurance company may not honour.
