Prime Coverage*Prime Care*Primelink
** This insurance coverage is for Canadian Residents only.
Affordable emergency travel medical insurance for out of province or out of county for travels for age 55 or over.
Medical Underwriting
Have you been denied travel medical insurance because of a pre-existing condition?
PrimeLink medical underwriting has the policy for you. Learn more about it in our Q & A section.
Who can apply?
Anyone over the age of 55, even if you have pre-existing conditions.
How does it work?
PrimeLink Insurance's medical underwriting designs policies individually for travelers and can offer coverage to almost anyone 55 years of age or older.
It's all about your situation ? not your age group, or category of health issues.
Did you know…
Flexible Plans:
- $0 deductible with options available to reduce your premium
- Single trip plans to cover your trip up to 365 days
Unbeatable Service:
- Assistant available 24 hours a day, 365 days a year
- Multilingual interpreters to communicate with foreign countries
- Covered expenses paid directly, whenever possible
- Arrangement of return to a Canadian hospital, if necessary
What’s covered?:
- Hospital / Medical expenses
- Private duty nursing expenses
- Emergency dental expenses
- Air transportation to a hospital
- Air transportation to a home
- Qualified medical attention
- Return of vehicle
- Return of small household pet(s)
- Urgent messages
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Customer service we are proud of. It’s our policy!
- Your rate would be classified with Prime 1, Prime 2 or Prime 3
according to your answers to the questionnaire.
Please see the travel insurance application for details.
- If you are a smoker, surcharge will be applied..
Please see the travel insurance application for details.
PrimeLink and PrimeLink Rates for Age 55 and Over
PrimeLink / Multi-Trip Annual Rates |
|---|
| Trip
Duration | 55-59 | 60-65 | 66-70 | 71-75 | 76-80 | 81-85 | 86-89 | 90 + |
|---|
 | 9 days | $84 | $88 | $95 | $132 | $191 | $359 | $470 | $553 |
| 16 days | $100 | $113 | $135 | $207 | $289 | $520 | $695 | $907 |
| 32 days | $187 | $207 | $280 | $386 | $555 | $897 | $1,002 | $1,426 |
| 60 days | $252 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
 | 9 days | $96 | $107 | $134 | $220 | $309 | $602 | $882 | $1,160 |
| 16 days | $156 | $169 | $199 | $321 | $523 | $975 | $1,536 | $1,958 |
| 32 days | $236 | $261 | $322 | $518 | $799 | $1,483 | $2,388 | $3,043 |
| 60 days | $358 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
 | 9 days | $109 | $129 | $185 | $251 | $396 | $726 | $980 | $1,371 |
| 16 days | $181 | $222 | $287 | $389 | $643 | $1,122 | $1,760 | $2,259 |
| 32 days | $274 | $330 | $411 | $601 | $920 | $1,627 | $2,778 | $3,402 |
| 60 days | $419 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
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PrimeLink Plus / Multi-Trip Annual Rates |
|---|
| Trip
Duration | 55-59 | 60-65 | 66-70 | 71-75 | 76-80 | 81-85 | 86-89 | 90 + |
|---|
| 9 days | $100 | $108 | $114 | $168 | $229 | $399 | $499 | $617 |
| 16 days | $119 | $134 | $183 | $265 | $380 | $659 | $820 | $1,166 |
| 32 days | $217 | $241 | $313 | $439 | $614 | $996 | $1,241 | $1,676 |
| 60 days | $440 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| 9 days | $114 | $152 | $189 | $302 | $425 | $822 | $1,204 | $1,659 |
| 16 days | $182 | $229 | $279 | $443 | $719 | $1,333 | $2,096 | $2,842 |
| 32 days | $285 | $367 | $449 | $718 | $1,100 | $2,028 | $3,257 | $4,350 |
| 60 days | $500 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| 9 days | $136 | $166 | $234 | $351 | $496 | $906 | $1,331 | $1,834 |
| 16 days | $214 | $284 | $365 | $548 | $807 | $1,488 | $2,314 | $3,103 |
| 32 days | $339 | $402 | $524 | $786 | $1,328 | $2,238 | $3,650 | $4,855 |
| 60 days | $586 | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
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PrimeLink / Single Trip & Top Up Rates |
|---|
| Trip
Duration | 55-59 | 60-65 | 66-70 | 71-75 | 76-80 | 81-85 | 86-89 | 90 + |
|---|
| 1-30 | $2.53 | $2.63 | $3.60 | $5.31 | $7.70 | $13.47 | $16.83 | $23.25 |
| 31-60 | $2.62 | $2.74 | $3.88 | $5.56 | $8.54 | $14.94 | $18.69 | $26.33 |
| 61-80 | $2.82 | $2.98 | $4.18 | $5.79 | $9.32 | $16.27 | $20.35 | $28.61 |
| 81-100 | $2.93 | $3.11 | $4.53 | $6.12 | $9.95 | $17.40 | $21.76 | $30.88 |
| 101-120 | $3.03 | $3.41 | $4.85 | $6.43 | $10.57 | $18.50 | $23.12 | $32.88 |
| 121-140 | $3.16 | $3.63 | $5.08 | $6.79 | $11.15 | $19.51 | $24.39 | $34.75 |
| 141-182 | $3.65 | $4.45 | $5.82 | $7.57 | $12.25 | $21.43 | $26.79 | $37.12 |
| 183+ | $3.79 | $4.72 | $6.08 | $7.89 | $12.63 | $22.11 | $27.64 | $38.13 |
| 1-30 | $3.88 | $4.31 | $5.33 | $8.54 | $13.97 | $27.38 | $45.40 | $58.12 |
| 31-60 | $3.98 | $4.43 | $5.45 | $8.79 | $14.29 | $28.01 | $46.46 | $59.43 |
| 61-80 | $4.55 | $5.15 | $6.76 | $9.31 | $16.15 | $29.35 | $47.69 | $60.53 |
| 81-100 | $4.82 | $5.46 | $7.24 | $9.52 | $16.95 | $30.30 | $49.27 | $62.03 |
| 101-120 | $5.07 | $5.77 | $7.72 | $9.71 | $17.72 | $31.22 | $50.80 | $63.51 |
| 121-140 | $5.23 | $6.09 | $7.94 | $10.56 | $18.31 | $32.17 | $51.86 | $65.40 |
| 141-182 | $6.04 | $7.03 | $9.15 | $12.15 | $21.09 | $34.97 | $57.99 | $72.16 |
| 183+ | $6.32 | $7.31 | $9.56 | $12.68 | $22.01 | $36.49 | $60.52 | $75.29 |
| 1-30 | $4.53 | $5.63 | $8.07 | $10.95 | $18.04 | $31.43 | $54.95 | $70.59 |
| 31-60 | $4.62 | $5.77 | $8.26 | $11.21 | $18.48 | $32.16 | $56.24 | $72.32 |
| 61-80 | $5.35 | $6.75 | $10.25 | $12.81 | $19.04 | $33.67 | $58.89 | $72.99 |
| 81-100 | $5.63 | $6.89 | $10.70 | $13.07 | $19.58 | $34.43 | $60.35 | $74.23 |
| 101-120 | $5.90 | $7.05 | $11.16 | $13.47 | $20.14 | $35.67 | $61.74 | $76.03 |
| 121-140 | $6.31 | $8.19 | $12.12 | $14.59 | $21.51 | $38.52 | $67.35 | $81.72 |
| 141-182 | $7.32 | $9.48 | $14.03 | $16.89 | $24.89 | $44.58 | $77.96 | $94.52 |
| 183+ | $7.58 | $9.85 | $14.57 | $17.52 | $25.83 | $46.26 | $80.90 | $98.12 |
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PrimeLink Plus / Single Trip & Top Up Rates |
|---|
| Trip
Duration | 55-59 | 60-65 | 66-70 | 71-75 | 76-80 | 81-85 | 86-89 | 90 + |
|---|
| 1-30 | $3.26 | $3.34 | $4.60 | $6.74 | $9.82 | $17.16 | $21.46 | $29.55 |
| 31-60 | $3.39 | $3.49 | $4.98 | $7.07 | $10.89 | $19.04 | $23.80 | $33.39 |
| 61-80 | $3.77 | $3.88 | $5.34 | $7.39 | $11.86 | $20.75 | $25.93 | $35.84 |
| 81-100 | $3.90 | $4.02 | $5.77 | $7.80 | $12.69 | $22.18 | $27.72 | $38.79 |
| 101-120 | $4.10 | $4.44 | $6.20 | $8.20 | $13.47 | $23.57 | $29.46 | $41.06 |
| 121-140 | $4.21 | $4.69 | $6.50 | $8.65 | $14.20 | $24.86 | $32.43 | $44.69 |
| 141-182 | $4.33 | $5.78 | $7.42 | $9.66 | $15.60 | $27.31 | $34.14 | $48.15 |
| 183+ | $4.55 | $6.13 | $7.73 | $10.07 | $16.09 | $28.16 | $35.20 | $49.26 |
| 1-30 | $4.26 | $6.17 | $7.62 | $12.20 | $19.93 | $39.06 | $64.81 | $89.38 |
| 31-60 | $4.47 | $6.33 | $7.78 | $12.54 | $20.39 | $39.98 | $66.35 | $90.85 |
| 61-80 | $5.06 | $7.35 | $9.67 | $13.28 | $23.05 | $41.88 | $69.47 | $93.87 |
| 81-100 | $5.24 | $7.80 | $10.35 | $13.58 | $24.17 | $43.24 | $71.73 | $96.76 |
| 101-120 | $5.62 | $8.24 | $11.03 | $13.87 | $25.28 | $44.99 | $74.64 | $99.47 |
| 121-140 | $5.78 | $8.70 | $11.34 | $15.06 | $26.14 | $46.80 | $77.63 | $103.99 |
| 141-182 | $6.60 | $10.03 | $13.05 | $17.35 | $30.09 | $49.90 | $82.79 | $111.20 |
| 183+ | $6.90 | $10.43 | $13.63 | $18.10 | $31.42 | $52.08 | $86.40 | $116.02 |
| 1-30 | $5.07 | $7.16 | $10.24 | $13.89 | $24.17 | $44.85 | $73.86 | $102.44 |
| 31-60 | $5.33 | $7.34 | $10.50 | $14.23 | $24.78 | $45.85 | $75.61 | $104.03 |
| 61-80 | $5.87 | $8.59 | $13.02 | $16.29 | $26.43 | $47.88 | $79.18 | $107.51 |
| 81-100 | $6.16 | $8.78 | $13.60 | $17.10 | $27.89 | $50.05 | $82.17 | $112.49 |
| 101-120 | $6.67 | $9.05 | $14.18 | $17.74 | $29.07 | $51.74 | $85.94 | $115.93 |
| 121-140 | $7.22 | $10.42 | $15.40 | $20.01 | $31.14 | $55.77 | $90.56 | $122.63 |
| 141-182 | $8.08 | $12.00 | $17.75 | $21.35 | $35.02 | $59.48 | $104.29 | $135.33 |
| 183+ | $8.42 | $12.51 | $18.51 | $22.26 | $36.45 | $62.03 | $108.76 | $141.12 |
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Important Notes
- For a detailed description of plan highlights and coverage, please refer to the policy wording.
- Rates:
Primelink provides $2 million in coverage and Primelink Plus provides $5 million in coverage and includes the service Standby MD. You can see their services at http://www.standbymd.com/
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