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The Course of Construction Program is a product specifically designed to meet the insurance needs of owners and contractors during construction of residential buildings.  This program is essentially for a small to medium sized contractor that specializes in residential construction.  It is underwritten on an individual risk basis, subject to fully completed applications.
Eligibility Requirements:
New Single Family residential construction only
Built by a contractor or an individual with the aid of a contractor
Not intended for subdivision developers
COMPETETIVE RATES FOR SMALL TO MEDIUM SIZED RISKS (up to): 
$750,000 for Protected Risks
$500,000 for Semi Protected Risks
$300,000 for Unprotected Risks
NEW!  Risks that have already been started!  Forward completed application, photographs and a reason explaining why insurance has not been purchased (these risks will be referred)
Liability Limits available of
$1,000,000 & $2,000,000 
Terms
Policies can be issued for a minimum of 3 months to a maximum of 6 months from the date of construction started.  Extensions may be granted (for a surcharge).
The maximum term we will write with all extensions is 12 months from the date of construction started.