Critical Illness Insurance

Michael Etherington is a Certified Financial Planner, and Christine Etherington is a Financial Security Advisor with Etherington Financial Services. They

help clients of Bridges International Insurance Services set up financial security by providing sound advice on life insurance, disability insurance and critical illness insurance throughout Vancouver, the Lower Mainland & Whistler area.

Providing exceptional personal service, Mike is a 3rd generation financial planner and Christine is a 2nd generation financial advisor. They work with individuals, families and business owners in the area of life, critical illness, and disability insurance protection.

When it comes to protecting yourself in the event of a critical illness the cost of insurance may be more manageable than you think. A one time tax free lump sum payment can help mitigate the financial strain a serious illness can have. Preparing yourself for the future and protecting yourself and your loved ones is an important step to take should you fall ill.

The beauty of having extra funds available to you if you become ill is that it can help you maintain financial stability while getting the best treatment possible, private nursing care, or even taking time off work to truly recover. Critical Illness Insurance provides peace of mind.

The insurance covers the 3 most commonly claimed critical conditions (with the option to add coverage for an additional 21 or 22 critical conditions):

  • Heart Attack
  • Life-Threatening Cancer
  • Stroke

Additional Critical Conditions– adds coverage for the following 22 critical conditions:

  • Alzheimer’s Disease
  • Aplastic Anaemia
  • Benign Brain Tumour
  • Coma
  • Deafness
  • Kidney Failure
  • Loss of Speech
  • Major Organ Transplant
  • Multiple Sclerosis
  • Paralysis
  • Severe Burns
  • Aortic Surgery
  • Bacterial Meningitis
  • Blindness
  • Coronary Artery Bypass Surgery
  • Heart Valve Replacement
  • Loss of Limbs
  • Major Organ Failure on Waiting List
  • Motor Neuron Disease
  • Occupational HIV Infection
  • Parkinson’s Disease
  • PLUS Loss of Independent Existence

Mike and Christine will assist you by highlighting all the potential need areas. The next step is applying for the insurance and then booking a time for a nurse to see you for a medical check. Once you complete the medical check up, they will work closely with the underwriting department and keep you posted as your application progresses towards being issued. Mike and Christine have many local references available upon request.

Etherington Financial Services is located in the Freedom 55 Financial office at Suite 1200 – 1111 West Georgia Street and the office hours are Monday through Friday from 7am to 5pm. Please send the contact form anytime and their assistant Kate would be happy to arrange an appointment.

We look forward to speaking with you soon!

Best regards,
Mike, Christine, and Kate
Etherington Financial Services Inc.