Medical pre-existing conditions
Medical Underwriting Questions and Answers
A: You just have to be 55 years of age or over.
A: PrimeLink medical underwriting was created to accommodate people who have pre-existing conditions.
A: Yes, our medical underwriting coverage is world-wide.
A: Not if it’s $50,000 or less. If your extended healthcare if over $50,000, PrimeLink would co-ordinate a sum to be paid from it.
A: PrimeLink medical underwriting policies do not have any stability requirements.
Many travel insurance policies have “stability requirements” that mean if a traveller’s medication or treatment changes any time within three month – sometimes as long as six months – before the time of travel, the affected condition will not be covered by the policy.
A: No, our medical underwriting policies have a zero deductible.
A: No. Each policy is different because each is tailor made to a customer’s specific health situation. Our customers have been surprised by how reasonable and affordable our medical underwriting policies are.
A: Our medical underwriting will not cover any condition that is undergoing investigative testing.
For instance, a person – before their vacation – may have gone into the hospital with a panic attack and the doctors run tests on their heart. PrimeLink’s medical underwriting cannot cover that person for anything related to a heart condition until those test results come in.
This person can still receive coverage for other conditions, so long as they aren’t in the process of investigative testing.
A: PrimeLink’s medical underwriting is “Yes/No” coverage. Because each policy is designed individually for each traveler, there is no misunderstanding about whether one condition is covered, but another is not. You tell us what your conditions are, we write them into the policy – they are covered.