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The policy amount which is the limit the insurer may be liable to pay in one loss.

The first or front page of the policy. Synonymous with Declaration(s), Declaration Page, or Coverage Summary page.

The Value indicated on the face of a security or insurance policy representing its value at maturity or death.

Facilitated ADR occurs when a third party is called in to assist with the dispute resolution process.

Pooling agreement between all automobile insurers (now replaced in most provinces by the Facility Association) in which a market is guaranteed for all licensed drivers and registered owners. The results of the total industry pool are shared by all members of the agreement.

Similar to Facility in intent except that individual risks are written with selected carriers on behalf of the association, the collective results of which are then shared by all members of the association.

An exact copy.

Signature reproduced by a mechanical or photographic process.

An actual occurrence.

Fact finding ADR requires an investigation or inquiry.