Insurance which provides for payment of benefits with respect to bodily injury, disablement, sickness or accidental death, including expenses incurred in prevention of sickness.
Heavy Equipment Contractor
One whose operation includes use of heavy construction equipment, e.g., road builders, excavators, sewer contractors, etc.
Heir
A common law term meaning the person appointed by law to succeed to the estate in case of intestacy.
Held Covered
A provisional acceptance of risk, subject to confirmation that cover is needed at a later date.