Residence; place abode, dwelling place.
Hard Market
A hard market occurs when low profit margins force out some of the competition. The remaining insurers usually have enough business to enable them to be selective about the kinds of property they insure. Insurers generally return to a more disciplined underwriting approach in a hard market and the insured normally receives little or nothing in the way of rate discounts.
Head Of Family Or Household
One who supports and maintains in one household individuals related by blood, by marriage, or marriage, or by adoption.