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Insurers Advisory Organization.
Insurance Brokers Association of Canada.
Insurance Bureau of Canada.
Incurred But Not Reported.
In marine insurance, there basic sets of these clauses. The “A” clauses cover all risks, subject to specified exclusions. The “B” and “C” clauses cover specified risks, subject to specified exclusions.
Insurance Crime Prevention Bureau.
Insurance Institute of Canada.
For all practical purposes, exactly the same.
Absence of knowledge.