Insurance for Complementary Health and Medical Professionals

We are pleased to announce that our Lloyd’s Market has launched a professional liability insurance product specifically designed to meet the needs of complementary medical practitioners throughout BC.

Most individuals and businesses operating in this environment are suitable for the MedSuranceTM A&M product, from acupuncturists to yoga instructors.

Professional liability insurance covers

Acupressurist
Acupuncturist
Administrators
Aromatherapy
Art therapist
Asian bodywork
Athletic trainers (no professional or semi professional
sports people)
Audiologist
Auricular detox
Autogenicist
Ayurveda practitioner (non invasive)
Bach remedy practitioner
Biofeedback practitioners
Biokineticist
Body therapy practitioner
Certified laboratory technicians (under the
supervision of a lab manager)
Certified medical assistant
Clerical assistant
Clinical laboratory technicians,
medical technicians, medical lab technicians
Colour puncture / colour therapy
Community health assistant / technician
Conscious breathing practitioner
Corrective therapist
Cosmetologist
(licensed, no laser, injection or chemical peel treatments)
Counsellors
Crystal therapist
Cupping practitioner
Dance movement therapy / movement therapy
Dental assistant
Dental hygienist
Dietician
Health educators
Hearing therapist (excluding implants)
Hellerwork practitioner (certified)
Histologic technician
(diagnosis must be performed by pathologist, no cytology)
Homoeopath
(must be a member of the North American Society of Homoeopaths)
Horticultural therapist
Hypnotherapist
Laboratory aide (no sample preparation or testing)
Lymphatic drainage therapist
Massage therapist (not sports or professional athletes)
Medical assistant (administrative work only, not physician’s assistant)
Medical records technician / administrator
Meditation practitioner
Music therapist
Nutritionist
Opticians
Orthotic / prosthetic fitting
Personal trainer
Phlebotomist
Pilates practitioner
Prosthetic device fitters
Recreation therapist
Reflexology
Speech therapist
Volunteers
X-Ray operator (no diagnosis)
Yoga practitioner

BROAD COVER
MedSuranceTM A&M is a modular policy covering a broad range of exposures faced by the complementary health and medical practitioners.

Features include:
• Professional liability
• Sexual misconduct and physical abuse liability
• Contractual liability
• Commercial general liability
• Employee benefits liability
• Tenants’ liability
• Non-owned and hired automobile liability
• Commercial property & business interruption
• Computer virus and hacking attack liability
• Loss mitigation costs
• Medical expenses cover
• Court attendance costs
• Brand protection cover
• Indemnity to mortgagees, landlords or lessors of leased equipment

LIMITS, DEDUCTIBLES AND PREMIUMS
• Limits of liability available up to $5,000,000
• Deductibles as low as $100
• Premiums starting from $75 for $1,000,000 coverage

SERVICE
We recognise that complementary health and medical providers want to buy their insurance quickly and simply. That’s why our insurance policy is backed up by exceptional service levels featuring:

• Most quotes provided within 48 hours
• A fast-track service for urgent submissions
• Most policies issued within 48 hours of binding
• Claims handled by reputable and experienced claims managers

All this at very competitive prices. To obtain a quote all we need is the completed MedSuranceTM A&M application form or a suitable alternative.