TuGo International Student Insurance is for international students. When pursuing education abroad, safeguarding your well-being is paramount. This includes addressing the crucial aspect of health insurance, particularly for international students studying in Canada. In this article, we delve into the detail of International Student Insurance from TuGo, addressing key aspects to ensure you make an informed decision about your well-being while pursuing your studies.
TuGo International Student Insurance for foreign nationality students while they are studying in Canada.
TuGo International Student Insurance
TuGo International Student Insurance provides comprehensive coverage for foreign national students studying in Canada.
In times of medical emergencies or sudden illnesses during your studies in Canada, your school year could be at risk. Without adequate coverage, medical expenses could become a burden for you and your family. TuGo International Student Insurance is designed to assist in these situations.
Some hospitals may refuse admission to patients without proper health insurance, and if admitted, the costs can be exorbitant. Don’t risk financial disaster when you can protect yourself with the most comprehensive and affordable coverage available.
Why Choose International Student Insurance from TuGo?
Global Protection for Your Health
Every time you leave your home country, you may leave behind the benefits and coverage of your home health plan. TuGo International Student Insurance ensures that you are protected wherever your studies take you.
Recommended by Citizenship and Immigration Canada
Foreign students studying in Canada are advised by Citizenship and Immigration Canada to purchase health coverage upon arrival, as they may not be eligible for provincial health care plans.
For more information, visit Citizenship and Immigration Canada.
Features and Benefits
TuGo International Student Insurance covers a range of medical expenses for students enrolled in schools in Canada.
Summary of coverage and eligibility
TuGo International Student Insurance caters specifically to students enrolled in Canadian schools, offering a maximum policy limit of $2,000,000. The coverage spans a range of medical services, including emergency treatments, ambulance services, prescription drugs, and more. It’s essential for students to be aware of these benefits to make informed decisions about their well-being while studying abroad.
Note: The complete list of benefits and features can be found in the policy documentation provided by TuGo.
Key Benefits
Key Benefits | Maximum Limit |
---|---|
Maximum policy limit | $2,000,000 |
Emergency medical treatment | Up to the policy limit for:
|
Follow-up visits | Up to 5 follow-up visits within 14 days of the initial emergency treatment |
Ambulance | Up to the policy limit for ground, air or sea ambulance (including paramedics) or taxi in lieu |
Prescription drugs | Up to a 30-day supply following an emergency Note: The cost for one morning-after pill is also provided once during a 12 consecutive month period if the insured has purchased a 365-day policy |
Eye examination | One visit to an optometrist or ophthalmologist for a general eye examination Note: This benefit is available once during a 12 consecutive month period if the insured has purchased a 180-day policy |
Annual physician visit | Up to $150 for one general check-up or one immigration medical examination in lieu Note: Coverage is also provided for preventative screening tests. This benefit is available once during a 12 consecutive month period if the insured has purchased a 180-day policy |
Maternity | Up to $25,000 for:
|
Dental |
|
Professional medical services | Up to $1,000 per incident per practitioner for the services of a:
Up to $2,000 combined for all practitioners per incident for the services of a:
|
Repatriation |
|
Family transportation | When an insured is hospitalized, this benefit includes:
|
Accidental Death and Dismemberment | $10,000 Insureds can purchase the Accidental Death and Dismemberment Optional Coverage to increase the limits of coverage as follows:
|
Rehabilitation treatment | Up to $250 per day to a maximum of 7 days for emergency treatment in a rehabilitation facility, when it’s medically necessary after hospitalization |
Vaccination and tuberculosis testing | Up to $150 for:
*Coverage for tuberculosis testing is not available if the testing is mandated by the school board or school |
Sexually transmitted infection testing | Up to $100 Note: This benefit is available once during a 12 consecutive month period if the insured has purchased a 180-day policy |
Fracture treatment | Up to $1,000 for treatment related to fractures. This benefit includes:
|
Tutorial services | Up to $20/hour to a maximum of $400, if the insured is hospitalized for 30 consecutive days or more |
Airfare to return home for treatment | Up to a one-way economy airfare to return to the country of permanent residence for immediate treatment* Note: For fracture claims, this benefit is only available in lieu of the Fracture Treatment benefit * Treatment must be required within 10 days of returning home |
Return of vehicle | When the insured is not medically fit to drive back to their home country, this benefit includes: Up to $1,000 for a commercial agency to return the vehicle or up to a one-way economy airfare plus gas, meals and accommodation for a family member or friend to pick up and return the vehicle |
Prescription glasses/contact lenses/hearing aids | Up to $200 if required because of an accident or injury Note: Includes the cost to repair existing glasses or hearing aids |
Key Features
Key Features | |
---|---|
Maximum policy limit | $2,000,000 |
Age limit | Students Up to 69 years Family Members Minimum of 15 days up to 59 years |
Family coverage | Coverage is available for family members who are residing with the student while they are enrolled in school. The student must either be covered under a TuGo Student Insurance policy or meet the eligibility requirements for a TuGo Student policy. Eligible family members include:
|
Pre-existing conditions | There is a 90-day stability period for pre-existing medical conditions before the effective date of the policy |
Travel worldwide | Travel Worldwide Travel worldwide is covered provided the insured intends to spend the majority of their time in Canada Travel in Home Country Visits to the home country are permitted; the Policy will not terminate but expenses in the home country will not be covered |
School breaks | Coverage is available during school breaks provided the student is still enrolled as a full-time or part-time student |
The language in this document may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply.
Details of Insurance
For more details, please see the PDF files below.
- This online quote application form is protected by secure SSL.
- Privacy Policy