James Scott No Comments

Habitation

Residence; place abode, dwelling place.

James Scott No Comments

Hail Insurance

See Crop Hail Insurance

James Scott No Comments

Hallucinogenic Drug

One that induces hallucinations, such as LSD, mescaline, etc.

James Scott No Comments

Harassment

Words, gestures and actions which annoy, alarm or verbally abuse another person.

James Scott No Comments

Harbour

n. A space of deep water sheltered by adjacent land affording a safe anchorage for ships.

James Scott No Comments

Hard Market

A hard market occurs when low profit margins force out some of the competition. The remaining insurers usually have enough business to enable them to be selective about the kinds of property they insure. Insurers generally return to a more disciplined underwriting approach in a hard market and the insured normally receives little or nothing in the way of rate discounts.

James Scott No Comments

Harm

The loss or detriment to a person resulting from any cause.

James Scott No Comments

Hazard

The risk, danger, or probability that the event insured against may happen.

James Scott No Comments

Hazardous

Exposed to or involving danger.

James Scott No Comments

Head Of Family Or Household

One who supports and maintains in one household individuals related by blood, by marriage, or marriage, or by adoption.