Can you guess how much it will cost you if you have a medical emergency in Canada? Hint – Nearly $1,000 just to take an ambulance!
The following claim examples may give you an insight of medical costs for visitors.
Case A – 2-year-old Male fall led to Concussion Precautions.
The Bensons from England were visiting family in Canada when their 2-year-old, Denny, fell out of his high chair. Denny hit his head and lost consciousness. An ambulance took Denny to the hospital where he had a CT scan. They found a large bump on his head but no internal bleeding. The doctors advised Denny’s parents to take concussion precautions and return to the hospital if necessary, but otherwise enjoy their trip as planned.
Ambulance fees ……………………………………………. $940.00
Hospital fees ………………………………………………..$975.39
Doctors’ fees ………………………………………………..$250.00
CT scan …………………………………………………….$1,110.50
Total Cost paid by the insurer …………… $3,275.89
Case B – 30-year-old Male Skating Accident Led to Fractured Ankle
Wilson was visiting from New York. He was skating when he tripped and twisted his ankle. Due to severe pain, his friend called an ambulance to take him to the hospital. While there, X-rays showed Wilson had fractured his ankle. Doctors couldn’t apply a cast because there was too much swelling, so Wilson returned to the fracture clinic two days later. He went back four weeks later for another X-ray to ensure the fracture had healed; he bought crutches to move around, in the meantime.
Ambulance fees ………………………………………………$925.00
Hospital fees ………………………………………………… $975.50
Doctors’ fees ………………………………………………… $250.00
Radiology fees ………………………………………………..$135.75
Fracture clinic fees ………………………………………… $1,125.80
Crutches ………………………………………………………….$45.13
Total Cost paid by the insurer……………. $3,457.18
Case C – 53-year-old Male: Acute Upper Abdominal Pain from Gallstone Led to Surgery with Complications
Sebastian was visiting from Switzerland, when he started experiencing acute upper abdominal pain. His family took him to the hospital where he was diagnosed with gallstones, requiring surgery. As a result of the surgery, Sebastian got an infection and sepsis that required him to stay in the hospital for 14 days. After he was released, Sebastian had to return to the hospital daily for IV antibiotic therapy for another seven days.
Hospital fees ………………………………………………..$54,397.20
Doctors’ fees ………………………………………………….$8,460.00
Radiology and pathology fees ……………………………… $2,098.10
Outpatient IV fees …………………………………………… $1,050.45
Prescriptions ………………………………………………………$189.99
Total Cost paid by the insurer ……..$66,195.74
By the courtesy of our partner TuGo.
So, what do you think?
It’s too late to apply for an insurance AFTER something happens.
Call us today and find out what you need to save you from unexpected medical bills.
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