Planning to cross the border in your vehicle over the next few months? According to Statistics Canada, Canadians made 2.5 million same-day car trips to the United States in December 2011—the highest monthly level since May 1998. With a consistently strong Canadian dollar and increased duty-free limits, we expect these numbers to increase throughout the year.
Travelling by motor vehicle as a driver or passenger can be dangerous. Motor vehicle accidents are the second leading cause of all hospitalizations in Canada. However, the risks become even greater when driving in a foreign country, where road conditions, driving habits, and rules can be vastly different than at home.
With that in mind, not all travel insurance policies are created equal. In fact, some travel insurance companies exclude any claims related to motor vehicle accidents altogether. This is not the case with Travel Underwriters. Travel Underwriters provide full medical assistance whenever possible, making sure your clients are taken care of at the most difficult times. And while your auto insurers are the first payers, Travel Underwriters will cover eligible expenses in excess of their auto insurance policies.
In many situations, the expenses can be staggering. Consider this recent example:
A 59-year-old man was driving in Northern California when he lost control and crashed into an embankment at 90 km/h. He sustained numerous life threatening injuries. And while his auto insurance carrier was the primary insurer, the nature of the medical attention required meant that its benefits were soon exhausted.
Ambulance …………………………………………….…….. $2,200
Hospital & Doctor’s Fees ……………………. $375,157
Auto Insurance Contribution ………………….. -$157,000
Provincial Medical Plan Contribution ……….…. -$3,345
Covered by Travel Underwriters ……. $217,012
Should you have any questions regarding the benefits of Travel Underwriters’ policies, please feel free to contact us by phone (1-888-267-4461) or email (info@biis.ca)
Thank you,