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Commercial Surety Bonds – Alberta, BC and Ontario

Are you looking for surety bonds for following business? Then please contact us to meet your bond demand with competitive price.

A. Here are typical bonds under $50,000

  • Canada Customs
  • Excise – Brewers / Sprits and Tobacco
  • Electrical Contractors License Bond
  • Gas Contractors License Bond
  • Prepaid Contractor Bond
  • Foreign Immigration and Employment Agency
  • Driver Training School
  • Travel Agents Bond BC
  • Direct Sellers
  • Consumer Protection – Collection Agency
  • Consumer Protection – Debt Repayment
  • Real Estate Agent / Broker Bond
  • City Trade Bonds – MB
  • Private Investigators and Security Guards
  • ATA Carnet
  • Auctioneer
  • AMVIC Consignment & Wholesale Bonds – AB
  • Home Inspectors (include a copy of E&O Policy)
  • Insurance Adjusters / Brokers
  • Penal Bond (Other)

B. Fiduciary Bond

  • Administration, Foreign Executors Bonds
  • Guardianship Bonds / Committee Bonds

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BC Home Inspectors Insurance

Are you a home inspector in BC? Then you need to home inspectors insurance that meets the consumer protection agency BC’s requirements.

Here are insurance requirements. To qualify for a home inspector licence under the Regulation, all licensees must demonstrate that they have obtained and maintain both professional (E&O) and comprehensive general liability (CGL) insurance that meets all of the following requirements:

home inspectors
Home inspector completed the job.

Consumer Protection BC Policy – Policy on Home Inspector Insurance Requirements

• The E&O and CGL insurance must each have a minimum of $1 million occurrence/limit/aggregate coverage.
• The named insured must be the individual licensee (home inspector), not the business name.
• The minimum of $1 million limit/aggregate coverage must be assigned to, and reserved solely for, the individual licensee.
• Water ingress must not be excluded.
• The insurance must be issued by an authorized insurance company regulated by the Financial Institutions Commission of BC under the Financial Institutions Act or be regulated by the Office of the Superintendent of Financial Institutions.
• The full amount of insurance coverage (subject to the home inspector’s deductible) must be underwritten by an authorized insurance company.
• The rights to any and all benefits under the policy must be non-discretionary.
• Claims must be adjudicated by the insurance company (or by an authorized agent of the insurance company) and be non-discretionary.

You need to submit Home Inspector Insurance Declaration:

Applicants must indicate to the Director that they have and maintain, as a requirement of licensing, the necessary insurance coverage to protect against errors, omissions, personal and property damage. This includes the following:

Professional Liability (Errors and Omissions) Coverage: $1 million occurrence/limit/aggregate

Commercial General Liability Coverage: $1 million occurrence/limit/aggregate Insurance certificates must cover common issues to home inspections in BC including water ingress.

Please contact us for a consultation or application 1-888-267-4461

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Daycare insurance and student rental home insurance


  • Bespoke wording – providing Property, CGL, with Abuse and E&O offered for most facilities and risks.
  • As low as $350 for Home Based Daycares, Min $500 for Licensed facilities.
  • Stand-alone, no requirement for supporting policies.

Student Rental Home or House :

  • Available on instant quotes + policy issuance through an online system
  • Various discounts available – occupied by owner’s child or multi- locations
  • Broad Form, Replacement Cost often available
  • $1 or $2 Million Liability
  • Optional coverage for rental income
  • Financing available

Call us for details.

Michael Hobson No Comments

Vacant properties insurance

Vacant properties insurance

Buildings and land lots are vacant for many different reasons, whether it be a spec home or commercial properties not yet leased. Bridge International Insurance services has an industry leading vacant program for a wide variety of vacant properties.

BIIS will offer 3 or 6 month policy terms with the option to renew. Buildings under renovations or constructions are also considered.

We consider to provide coverage to:

  • Spec Homes
  • Dwelling and commercial properties
  • High value risks
  • Vacant condominiums
  • Dwelling held in a corporate name
  • Properties in unprotected area
  • Miscellaneous vacancies
  • Buildings and homes for sale
  • Vacant lots