Canadian Inpatriate Insurance

While living in Canada, Government Health Insurance Plan (GHIP) may not be available to you right away or at all. We know that health care costs in Canada can be expensive if you’re not covered under a Canadian GHIP. Canadian inpariate insurance from the experts at Allianz Global Assistance helps you stay protected during a medical emergency. Be sure to carry Canadian inpatriate insurance to safeguard your finances and enjoy a worry-free trip.

Ideal for:

• Super Visa holders wanting more than emergency-only care
• Visitors travelling to Canada on a work visa
• Foreign expatriates residing in Canada
• Returning Canadians and landed immigrants waiting for Government health insurance plan benefits

Features and benefits

• $100,000 to $200,000 in emergency health and medical care
• The highest coverage available for extended health benefits
• Emergency and extended health benefits
• Coverage for out-of-pocket expenses, including accommodations and meals, childcare costs, essential telephone calls and taxi fares
• Trip break lets you return home during your trip without cancelling your coverage

EMERGENCY HOSPITAL & MEDICAL	MAXIMUM COVERAGE AMOUNT
Accidental Death & Dismemberment	up to sum insured
Emergency Hospital & Medical	up to sum insured
Included in the overall maximum:
Emergency Hospital	up to sum insured
Emergency Medical	up to sum insured
Emergency Transportation	up to sum insured
Accidental Dental	$4,000
Attendant	up to $500
Chiropractor, osteopath, chiropodist, podiatrist or acupuncturist	$500 per profession
Dental Emergency	up to $500
Emergency Return Home	up to $3,000
Follow-up visits	up to $5,000
Out-of-Pocket Expenses	up to $1,500
Physiotherapist	$500
Return of Deceased	up to $10,000
Transportation of Family/Friend	up to $3,000
Vaccines	up to $100
Physical Examination	one per 12-month period
Eye Examination	one per 12-month period

ELIGIBILITY, LIMITATIONS AND EXCLUSIONS

Travel insurance coverage is subject to eligibility, limitations and exclusions. For complete terms, benefits, conditions and exclusions, please see the policy document.

	$100,000	$150,000	$200,000
Age band	Monthly rate	Monthly rate	Monthly rate
0 – 39
40 – 44
45 – 49
50 – 54
55 – 59
60 – 64
65 – 69

Rates are subject to change without notice.

Whether you’re on an extended stay in Canada or returning from an extended trip abroad, Canadian government health care plans might not be available to you right away or at all. Hospitals can charge thousands of dollars per day if you’re not covered under a Canadian government health insurance plan.

For situations such as these, Allianz Global Assistance offers a choice of two plans to help protect you and your family from unexpected costs due to a medical emergency – and make certain you get the care you need.

Ideal for

Temporary residents; Landed immigrants; Returning Canadians; Work permit holders; Super Visa applicants; Foreign expatriates

Benefits	Visitors to Canada Insurance	to Canada Insurance
Emergency hospital and medical	X	X
Extended health		X
Meets Super Visa requirements; no endorsement required	X	X
24/7 emergency assistance	X	X
Coverage for out-of-pocket expenses, including accommodations and meals, childcare costs, essential telephone calls and taxi fares	X	X
Trip break lets you return to your home country during your trip without cancelling your coverage	X	X
Coverage for trips outside of Canada when the majority of your stay is in Canada	X	X
No mandatory underwriting	For all ages	For ages 0 – 59

• In the event of a medical emergency, you must notify AGA Emergencyl Assistance (toll free 1-800-995-1662 or worldwide collect 416-340-0049) within 24 hours of admission to a hospital and before any surgery is performed.
• Limits on Coverage
  If you fail to do so without reasonable cause, then Allianz Global Assistance will pay 80% of the claim payable.. You will be responsible for the remaining 20% of the claim payable. You will be responsible for any expenses that are not payable by the insurer.
  • It is a condition precedent to liability under your policy that at the time of application, you are in good health and know of no reason to seek medical attention.
  • Insurance Policy (Terms and Conditions) PDF file >>
  • PDF Application

Administered by:
Allianz Global Assistance
700 Jamieson Parkway
Cambridge, Ontario N3C 4N6

For illustration purposes only. This is not an insurance policy. For complete terms, conditions, limitations and exclusions, please see the policy booklet. Please read and understand your policy before you travel.

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