As a visitor, you may not have provincial health care coverage. Or you might have it, since some provinces allow visitors to apply for provincial health care if they meet specific conditions. Whether covered or not, it is always good to know what it is.
It is well known that prescribed drugs and dentistry are not covered by Government Health Insurance Plan(GHIP). But there’s more exclusion. The following is a summary of an article from CBC website.
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1) Ambulance Fees
– Most provinces charge a user fee of $45 to more than $500.
– Saskatchewan and Newfoundland and Labrador also charge a user fee for transportation between hospitals.
2) Hospital Parking
–Parking fees are a major revenue source for many hospitals, and the rates have been rising across the country.
3) Crutches, wheelchairs
– Wheelchairs, walkers and hearing aids are also not covered, though some provinces have programs to help offset the costs.
4) Paperwork
– Getting those from doctors are not covered: Medical files, prescription refills, insurance or disability forms, or medical notes for school or work.
5) Medically Unnecessary procedures
– Treatment of varicose veins
– Infant circumcision (which typically costs between $200 and $500).
– In some provinces, an annual physical exam is not covered.
– Cosmetic procedures– Vaccinations needed for travel.
Source:CBC website
http://www.cbc.ca/news/health/5-medical-costs-you-may-have-to-pay-for-1.2945539
Questions about visitors insurance? Contact us info@biis.ca