Summary of Benefits

Eligibility, Limitations and Exclusions

Travel insurance coverage is subject to eligibility, limitations and exclusions. For full details, please consult with your Allianz Global Assistance Travel Insurance representative. For complete terms, benefits, conditions and exclusions, please see the policy document.

Standard

INCLUDED IN THE OVERALL MAXIMUM	MAXIMUM COVERAGE AMOUNT
Ambulance Services
Attendant
Chiropractor, chiropodist, podiatrist, physiotherapist, naturopath, or acupuncturist
Cremation at place of death
Dental (accident)
Emergency Transportation
Eye Examination
Hospital and medical services
Maternity
Physical Examination
Prescription Medication
Return of Deceased
Return Home
Transportation of Family or Friend
Vaccines

Deluxe

Deductible Options for Additional Savings

$500 = 5% premium savings
$1,000 = 10% premium savings
$5,000 = 30% premium savings

About Allianz Global Assistance

Allianz Global Assistance is one of the largest travel insurance and assistance services providers in Canada, with offices in Kitchener, Toronto, Montreal and Vancouver. We’re everywhere you go and proud to be part of the world’s largest travel insurance and assistance company, operating in 34 countries around the globe.

In an emergency, our knowledgeable, caring and dedicated assistance team is ready to help at any time, in virtually any language, nearly anywhere in the world. From answering questions to taking care of you during a claim, we’re here to help at every stage of your journey so you can enjoy a worry-free travel experience.

Allianz Global Assistance administers the policy. Allianz Global Assistance is the registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd.

Underwritten by CUMIS General Insurance Company, a member of The Co-operators group of companies.

Important Notes

It is important that you read and understand your policy as your coverage may be subject to certain limitations or exclusions.
Your insurance contains pre-existing condition exclusions for travellers of any age. These exclusions apply to medical conditions and/or symptoms that existed on or before your departure date or effective date. Check to see how this applies in your coverage and how it relates to your departure date, purchase date and effective date.
In the event of an accident, injury or sickness, your prior medical history may be reviewed when a claim is reported.
You must notify AGA Emergency Assistance (toll free 1-800-995-1662 or worldwide collect 416-340-0049) prior to receiving any medical consultation, within 24 hours of admission to a hospital and before any surgery is performed. Failure to notify AGA Emergency Assistance as required will delay the processing and payment of your claim and may limit the amount of your claim payment.
If you are ineligible for coverage, the insurer’s only liability will be to refund any premium paid. Please check your confirmation of coverage to ensure you have the coverage options you require. Payment will be limited to the coverage options you selected and paid for at the time of application. You will be responsible for any expenses that are not payable by the insurer.
If you have a change in your health between the date you apply for coverage and your departure date or the effective date of any extension, you must contact your insurance representative prior to leaving on your trip to fully understand how your change in health affects your coverage under this policy. Failure to do so may limit the amount of your claim payment or result in your claim being denied. If you have been medically underwritten, you will also need to complete a new medical questionnaire.
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