Whether you start a business from home or rent a place to do business operations, you may consider risk management, that includes small business insurance. If you are a sole proprietor, you have unlimited liability arising from your operations for property damage or bodily injury to third parties. Your small business insurance would mitigate that incident.  Even if your business is incorporated, the corporation has liability claim risk. If you render professional services, you have professional (errors and omissions) liability that could be included in small business insurance. If you have business property it should be protected. Small business insurance can include those liability insurance and property insurance.

In order to minimize those risks and seek for a risk management, it is essential to have a proper insurance coverage for your business. Our insurance providers are Aviva, CNS(BC), Economical, Gore Mutual, Intact, Mutual of Fire(BC), Optimum West(BC), Peace Hills(BC), RSA, Travelers(BC), Wawanesa(BC) and Lloyds of London. Most of Insurance companies provide Insurance package for small businesses with following characteristics:

Property Coverage

Commercial property insurance includes

  • Building
  • Business Contents
  • Betterments and improvements
  • Accounts Receivable
  • Valuable Papers
  • Electronic Data Processing Equipment coverage
  • Bailee’s coverage for customers’ goods
  • Equipment breakdown


  • Employee Dishonesty
  • Money and Securities

Business Income

Due to insured hazard, such as fire, water damage or power suspension, you lose your business income because the business has been suspended.  This coverage insures your business income. (subject conditions and limitations). This is one of important coverage for those who makes profits. Protect your profits from unpredictable perils.

Liability Coverage

Various Optional Coverage

  •  Equipment Breakdown
  •  Earthquake
  •  Sewer Backup usually included
  •  Flood usually included

Here are some of the small businesses we insure:

  • Accounting and Bookkeeping Services
  • Associations and Non Profit Organizations
  • Consultants and Professionals
  • Commercial Real Estate
  • Construction Trades and Builders
  • Computers and Information Technologies
  • Education Services
  • Financial Services
  • Food Services
  • Hospitality Services
  • Importers and Exporters
  • Manufactures
  • Medical and Paramedical Services
  • Plumbers
  • Real Estate Investment
  • Restaurants
  • Retailers, Wholesales and Distributers
  • Security Services
  • Telecommunications
  • Transportations
  • And more….

Insurance Broking

Unlike direct insurers or insurance agents, we work for our clients to find best coverage from large insurance markets. Our comprehensive insurance package protects your business from various risks.

Please call or email us for a quote!

ON/AB: 1-888-298-6526 BC: 1-888-267-4461

Weekdays: 9:00am – 5:00pm Eastern or Pacific Standard Time