Super Visa Insurance for Parents and Grandparents

Eligible parents and grandparents must obtain Super Visa insurance before travelling to Canada. BIIS has served clients since 2004, bringing more than two decades of insurance experience to every quote. Our in-house insurance professionals are available to review options, explain policy wording and answer questions. We can compare plans from several providers and help you choose coverage based on the traveller’s age, health history, travel dates and budget.

Request a Super Visa Insurance Quote

Parents reviewing a Super Visa insurance policy in Canada

What Is Super Visa Insurance?

The Super Visa allows eligible parents and grandparents of Canadian citizens and permanent residents to visit Canada for extended periods. Canada’s public health plans generally do not cover Super Visa holders, so applicants must obtain qualifying private medical insurance.

BIIS works with multiple travel insurance options. Depending on eligibility and availability, we may compare plans associated with providers such as Allianz Global Assistance, TuGo, Destination Travel Group, TruStone Health and Travelance. Your quote will identify the insurer, underwriter, benefits and policy terms.

Current Super Visa Insurance Requirements

Immigration, Refugees and Citizenship Canada (IRCC) currently requires proof of a health insurance policy that:

is valid for at least one year from the date of entry to Canada;
provides at least CAD $100,000 in emergency coverage;
covers health care, hospitalization and repatriation;
requires full payment or instalments with a deposit—IRCC does not accept a quote alone;
remains valid for each entry to Canada so a border services officer can review it; and
comes from an eligible Canadian insurer, or an eligible foreign insurer that meets current IRCC and OSFI requirements.

Government requirements can change. Check the official IRCC Super Visa documents page before applying.

What Coverage May Include

Benefits vary by insurer and plan. Eligible expenses may include:

emergency hospital and physician services;
ambulance and emergency transportation;
diagnostic tests and eligible emergency prescription drugs;
emergency dental treatment;
medical equipment or private-duty nursing; and
repatriation or return of remains.

Coverage limits, deductibles, exclusions and maximum benefits differ. Always review the policy wording before purchasing.

Super Visa Insurance Provider Comparison

Each provider uses different eligibility rules and policy wording. Therefore, the right Super Visa insurance plan depends on more than price. A broker may compare the following areas when options are available:

Provider or plan	What to compare
Allianz Global Assistance	Emergency medical limit, deductible choices, emergency assistance, side-trip rules and pre-existing condition eligibility.
TuGo	Emergency medical benefits, deductible options, stability requirements, side trips and claims assistance.
Destination Travel Group	Coverage limits, deductible choices, waiting periods, stable pre-existing condition options and refund or date-change rules.
TruStone Health	Available Hospital Medical Care options, pre-existing condition eligibility, payment choices and travel-area restrictions.
Travelance	Available plan level, deductible, stability period, waiting period and emergency assistance requirements.

Not every provider or plan is available to every applicant. In addition, benefits can change. BIIS will confirm the insurer and current policy wording for the option quoted. You can also review our Visitors to Canada insurance overview, Allianz plan information and Destination plan information.

How BIIS Compares Super Visa Insurance Options

The lowest premium is not always the best fit. A BIIS broker can help you compare:

Coverage amount: the required minimum is CAD $100,000, while higher limits may be available.
Pre-existing medical conditions: whether eligible stable conditions are covered and the required stability period.
Deductible: a higher deductible may reduce the premium but increases the amount paid out of pocket when making a claim.
Waiting periods: some plans apply a waiting period when insurance is purchased after arrival in Canada.
Side trips: coverage outside Canada and restrictions involving the traveller’s country of origin.
Refund and date-change rules: conditions that apply if a visa is refused, travel is delayed or the traveller returns home early.
Emergency assistance and claims support: how to contact the assistance provider and obtain approval for treatment.

How Much Does Super Visa Insurance Cost?

There is no single price for Super Visa insurance. The premium usually depends on the applicant’s age, policy length, coverage limit and deductible. Pre-existing medical condition coverage and the applicant’s health history may also affect the price or eligibility.

For example, choosing a higher deductible can reduce the premium, but it also increases the amount you pay before the insurer reimburses eligible benefits. Meanwhile, buying before arrival may help avoid waiting periods that some plans apply after entry. A BIIS quote compares available choices using the same travel details so that you can evaluate the differences clearly.

Pre-Existing Medical Conditions

Some plans may cover eligible pre-existing medical conditions when they have remained stable for a specified period before the policy effective date. The meaning of “stable,” the required stability period and age limits vary by policy. A medication change, new symptom, test, treatment or medical consultation may affect eligibility.

Answer all medical questions accurately. If you are unsure how a health condition affects coverage, ask a BIIS broker before purchasing.

Before You Purchase

Confirm the expected arrival date and request coverage for at least 365 days from entry.
Review the insurer and underwriter shown on the quote and policy.
Read the benefits, exclusions, deductible, waiting period and pre-existing condition wording.
Keep proof of insurance available when entering Canada.
If coverage will expire before the visitor leaves Canada, arrange renewal or replacement coverage before it expires.

Request a Super Visa Insurance Quote

Complete the form below. A BIIS broker will compare available options and contact you within 1–2 business days.

Phone

This field is for validation purposes and should be left unchanged.

Name(Required)

First Last

Email(Required)

Phone Number(Required)

Date of Birth(Required)

Country of origin(Required)

Country

Destination (Province or Territory)(Required)

Arrival date in Canada(Required)

Effective date(Required)

The requested policy start date.

Expiry date(Required)

Super Visa insurance must normally be valid for at least one year from the date of entry.

Pre-existing medical conditions coverage(Required)

Yes

Coverage is subject to the policy’s eligibility and stability requirements.

Message (optional)

Do not include sensitive medical details. A broker can follow up if more information is required.

Frequently Asked Questions

Is medical insurance mandatory for a Super Visa?

Yes. Each applicant must provide proof of qualifying private health insurance that meets current IRCC requirements.

Is an insurance quote enough for the visa application?

No. IRCC requires proof that you purchased a qualifying policy. You may pay in full or use an eligible instalment arrangement with a deposit.

How long must the policy be valid?

The policy must remain valid for at least one year from the date of entry to Canada. If the visitor stays in Canada after the policy expires, renew the coverage to avoid a gap.

Can Super Visa insurance be paid monthly?

IRCC permits policyholders to pay for a qualifying policy in instalments with a deposit. However, payment-plan availability and conditions differ by insurer. A quote alone is not proof of purchased coverage.

Does Super Visa insurance cover pre-existing conditions?

Some plans may cover eligible conditions that meet the policy’s stability requirements. The required period, age limit and definition of stable vary. Therefore, disclose the applicant’s medical history accurately and review the policy wording.

Can I buy coverage after arriving in Canada?

Applicants may buy some visitor plans after arrival, but a waiting period can apply. Super Visa applicants must also provide proof of a qualifying purchased policy as part of the application process. Arrange coverage before travel whenever possible.

What happens if the travel date changes or the visa is refused?

Date-change, cancellation and refund rules differ by insurer. Contact BIIS before the effective date and provide any documentation requested by the insurer.

How do I find the cheapest Super Visa insurance?

Compare more than the premium. A lower-cost plan may have a higher deductible, narrower pre-existing condition coverage or different refund and side-trip rules. BIIS can compare available options and explain the trade-offs before you buy.

Important Information

This page provides general information only and is not a contract of insurance or immigration advice. The insurer’s current policy wording governs eligibility, benefits, exclusions, stability periods and refund rules. The insurer must approve coverage, and availability may vary. Review your policy carefully and contact the emergency assistance provider before receiving treatment when the policy requires it.