Disclaimer & Terms of This Website


BIIS means Bridges International Insurance Services, a division of KRG Insurance Brokers (Western) Inc. and Bridges International Insurance Services Inc., who provide insurance, private health service plans and other products or services.

2. Use of Website

The BIIS is not responsible in any manner for direct, indirect, or consequential damages, however caused, arising out of your use of this website and/or any web browser, including any damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the Internet. Links to other websites from this website are for convenience or information only. No endorsement or acceptance of any third party products, services or information is expressed or implied by any information, material or content referred to or included on, or linked from or to this website. The web site does not constitute an offer or contract.

3. Email Disclaimer

The contents of e-mail communication, including any attachment(s), are confidential and may be privileged. If you are not the intended recipient (or are not receiving this communication on behalf of the intended recipient), please notify the sender immediately and delete or destroy this communication without reading it, and without making, forwarding, or retaining any copy or record of it or its contents. Thank you. NOTE: We have taken precautions against viruses, but take no responsibility for loss or damage caused by any virus present.

4. Information

Information on this web site may contain inaccuracies or typographical errors. Information may be changed or updated without notice. Information on this site is for informational purposes only and is not intended to provide financial, legal, insurance, accounting or tax advice and should not be relied upon in that regard. We try to keep the premium rates and fees posted at this site current. However rates, fees and information are subject to change at any time without notice to users and the posted rates and fees at the site may not immediately reflect such changes.

5. Trade-marks and Copyrights

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this website may constitute trade names, registered or unregistered trade-marks or service marks of the BIIS. However, the display of trade-marks on pages at this website does not mean that any license has been granted to any third party.

Any unauthorized copying or modification of trade-marks or other contents of this website may be a violation of statutory or common law rights.

6. Jurisdiction

The information contained in this website is not intended to be an offer to sell or a solicitation in connection with any product or service by the BIIS, in any jurisdiction where such an offer or solicitation would be unlawful or in which the BIIS is not qualified to do so. Products and services described in this website may not be available in all jurisdictions. The information contained in this website is not intended to be a complete description of all terms, exclusions and conditions applicable to the products and services.