For students of foreign nationality while they are studying in Canada (inbound students), or for Canadian students while they are studying abroad (outbound students).
There is no coverage for any claims related to COVID-19 (Coronavirus) for policies purchased on or after April 3, 2020.
Studying in Canada? Get Covered!
A medical emergency or sudden illness while studying in Canada could ruin your school year. And without adequate coverage, the medical expenses could ruin you and your family. Tugo student travel insurance would help in these situations.
Some hospitals won’t even admit patients without proper health insurance. If they do, the costs can be astronomical. Don’t gamble with financial disaster when you can protect yourself with the most comprehensive and affordable coverage available.
Don’t wait for something to happen.
Don’t take your health for granted. Get the peace of mind. Get Student Travel Insurance.
Every time you travel outside of your home country, you may be leaving the benefits and coverage of your home health plan behind.
Features and Benefits
Summary of coverage and eligibility
This insurance provides coverage for medical expenses incurred by students enrolled in a school in Canada and Canadian students enrolled in a school outside of Canada.
|Key Benefits||Maximum Limit|
|Emergency medical treatment|| |
|Non-emergency medical treatment||Up to $3,000|
|Ambulance||Including mountain and sea rescue. Taxi expenses up to $125 in lieu of ambulance|
|Prescription drugs||Limit of a 30-day supply, up to $10,000|
|Eye examination||One visit per 12 months period|
|Annual physician visit||Up to $150 for one check-up or one consultation session and prescription of the ‘morning after pill’ per 12 months period (if 365 days are purchased)|
|Emergency air transportation||Up to Policy limit|
|Maternity||Up to $25,000 if pregnancy commenced during period of coverage|
|Professional medical services||Up to $600 per practitioner for visits to licensed physiotherapist, chiropractor, chiropodist, osteopath, acupuncturist, speech therapist, naturopath, or podiatrist. Referral needed for acupuncturist and naturopath|
|Family transportation||Up to $5,000 for transportation costs and up to $1,500 for meals and accommodation in the event of your hospitalization|
|Accidental Death and Dismemberment|| |
Optional limits available:
|Travel worldwide||Travel worldwide is valid as long as majority of time is spent in country of study. No coverage provided while in home country|
|Pre-existing conditions||Covered if stable in the 90 days prior to the effective date|
|Claims procedure||Consult the claim guideline in your policy wording|
The language in this document may not be the same as the actual policy wording which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply.